ThinkHSA About HDHP's - Health Insurance, Life Insurance, Medical Insurance, Health Savings Accounts

Currently licensed in IN, MI & OH

Learn about HDHP's with ThinkHSA

HDHPs must meet federal guidelines. For 2005, the deductible must be at least $1,000 for individual coverage and $2,000 for family coverage.

Those with family coverage meet a family deductible, and eligible expenses for all family members contribute to that deductible. When the family calendar-year deductible is met by any combination of family members, the insurance plan pays benefits for the entire family.

HDHPs also have maximum limits on the annual out-of-pocket amounts for covered expenses. For 2005, the maximum is $5,100 for individual coverage and $10,200 for family coverage. The amounts paid to meet the deductible are applied to the maximum out-of-pocket amounts.

ThinkHSA is dedicated to helping employers, employees, individuals and families bridle the rising costs of health care.

For your complete HSA solution, ThinkHSA
For an HSA health plan design that is right for your budget, ThinkHSA
For someone you can trust, ThinkHSA
For peace of mind, ThinkHSA
For solutions to rising health care costs, ThinkHSA
To simplify the process, ThinkHSA

Obtain a High Deductible Health Plan (HDHP) through ThinkHSA*
Set up an HSA with a financial institution through ThinkHSA
Contribute to the HSA
Use HSA dollars to pay for qualified medical expenses
Realize tax savings when computing taxable income on tax returns

* Requires an application that goes through an underwriting process, which could be declined. Do not cancel any existing health coverage until you are certain of acceptance and approval.

(C)2005 JD Associates. All rights reserved. Call (877) 496-4659 ext.12 or mac@thinkhsa.com

ThinkHSA is not engaged in rendering legal or tax advice. If these services are required, you should seek the appropriate professionals. JD Associates is currently licensed in Indiana, Michigan and Ohio.

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